TL;DR: With the help of a few letters, we want to abstract away complexities behind assets, entities and concepts in the crypto-asset ecosystem.

With the emergence of a new asset class and the replacement of a magnitude of functions, we believe there needs to be a community, if not an entity that creates clarity around these changes and the new systems being established to replace their traditional counterparts.

Today, investors, individuals and institutions alike, are tasked with collecting and processing the vast information available to be able to make informed decisions. Furthermore, the ecosystem is full of extremely productive entities…

TLDR: Cryptocurrencies are not limited to being mere currencies, as its name might mislead some people into believing otherwise. Today, tokens come with their own set of fundamentals, functions, value drivers, etc.

With the introduction of Bitcoin, blockchain technology was introduced as a medium to disintermediate money.

As the ecosystem began to gain recognition, few understood blockchain’s true value proposition: the disintermediation of trust.

Trust is a primitive that encompasses all of human coordination, meaning, it encompasses every industry and economic activity there is. …

TLDR: DeFi or Decentralised finance is nothing but a set of decentralised, permissionless protocols that conduct financial services without the need of a middleman or central authority facilitating it. Think of each protocol as a set of lego blocks.

Bitcoin was introduced as an alternative to fiat currencies, to act as “base money”, by servicing the following functions — unit of account, store of value, and medium of exchange. What led most of the excitement within the community wasn’t just the introduction of a functional sound money, but the introduction of the technology that enabled it. …

TLDR: Tokenisation refers to the process of securitising real world assets using digital tokens, instead of custodied contracts (like shares, bonds, REITs, etc.). Tokens provide functionality additional to that offered by traditional securities, apart from facilitating the same functions they do.

If you don’t want an introduction to securities and want to get on with tokenisation, skip to the title “Tokens”.


If you made an investment before the advent of the internet, you were given a paper certificate or note of some sort that acted as proof of said investment, with its underlying terms. Such paper certificates were referred to…

Understanding Web 3.0 would require us to understand its evolution.

When the internet was being established as a generalised network to facilitate communication by government agencies, universities and research organisations — engineers took notice. Upon realising what an openly accessible network that spans the globe offered, entrepreneurs from outside the bubble came in. As building on the Internet (Technically the Internet Protocol or IP) directly wasn’t possible, inventors like Tim Berners Lee introduced protocols like the World Wide Web (WWW) which sat on a layer above IP. This gave birth to what we call the web today.

It’s important to…

Abstract: Bitcoin’s underlying technology, Blockchain, solved the problem of trust, opening the floodgates to crypto-based alternatives to entire industries, systems and functions. This disintermediation, like any other in the past, leads to a paradigm shift, enabling investors who participate early to benefit magnitudes over any other traditional asset class.


With the introduction of a paper titled “Bitcoin: a peer-to-peer cash system”, a pseudonymous entity going by the name Satoshi Nakamoto, solved a problem that computer scientists and economists have been trying to solve for decades. A problem titled the “Byzantine Generals Problem”, which analogises Trust. This problem has entailed all…

This is the third part in a series focussed on introducing the layman to blockchain technology and its offerings.

Tokens aren’t new. If anything they’ve existed since the beginning of human coordination. Tokens can be defined as representations of economic value. Stones, shells, beads and metals were/are probably the earliest types of tokens used. Newer, more current types of tokens are, for example, stock certificates, bonds, REITs, casinos chips, vouchers, gift cards, flyer miles, loyalty program points, tickets, , memberships, etc.

This is the second part in a series introducing people to blockchain technology and its offerings. If you haven’t read the first part yet, check out “Blockchain for the layman”.


In 1994, a computer scientist, Nick Szabo, proposed the idea of being able to create and perform contracts digitally, without the need of an intermediary watching over the parties involved in the contract. This type of contract would be activated automatically when certain conditions were met.

What differentiates a digital contract with a traditional one? Guarantee of records.

And what benefit would a smart contract add over a digital contract…

This is the first part of a series focussed on introducing the layman to blockchain and its developments, consisting of concepts relating to the past, present and future concepts in the space.

tldr; A blockchain’s purpose is to facilitate the recording and distribution of data amongst network participants in the form of blocks that are validated and added onto a ledger. That concept can be difficult to wrap our heads around. This article expands on that one definition.

Bitcoin Vs. Blockchain

The technology underlying blockchain was first described in 1991 by two researchers, Stuart Haber and W. Scott Stornetta, who wanted to implement…

Him Gajria

Investing at + Research at

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store